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Help & FAQ
How does bank syncing work?
We connect to your bank through Plaid, the secure service thousands of finance apps use. We get read-only data — balances and transactions — to power your budgets and insights. We never see your bank login, and Money Moonshot cannot move your money.
Is my financial data safe?
Yes. Sensitive details (account names, amounts, balances) are encrypted at rest, every request is over HTTPS, and each account's data is fully isolated from other users. You can also turn on two-factor authentication under Security above.
How do I disconnect a bank?
Go to Settings → Financial institutions, find the bank, and tap Disconnect. That immediately removes its accounts and transactions from Money Moonshot and revokes access at your bank. Your budgets and goals are kept.
How do I delete my account?
Go to Settings → Account → Permanently delete. It wipes all of your data — transactions, budgets, goals, debts, and bank connections — right away. This can't be undone.
Is Money Moonshot free?
The core budgeting, net-worth tracking, and Autopilot guidance are free to use. Some premium features may be offered later — you'll always be told before anything is charged.
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Privacy policy
Our promise: we do not sell your data. We have never sold, rented, or traded your personal or financial information, and we never will. No ads, no data brokers.
What we collect. Your account details (email, optional display name), and — only if you connect a bank through Plaid — your balances, transactions, and liabilities. Solely to power your budgeting, savings, debt, and Autopilot features.
How it's protected. Sensitive data is encrypted at rest, bank tokens are encrypted, traffic is HTTPS, and you can enable two-factor authentication. We never see your bank login — Plaid handles that.
Your control. Edit your profile any time; deleting your account permanently erases all your data.
Contact. Questions? Use the Contact form above.
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